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Part 5 of 8 “Expansion Cycle”

Testa Capital Group is an Orange County, California, corporation dedicated to revitalizing neighborhoods and enhancing communities. Our Residential Reinvestment Program® creates liquidity for sellers through our acquisitions, job opportunities through our renovations, investment vehicles funded with private capital, renovated homes that are well located and attractively priced, and stronger communities through the reintegration of our renovated homes. The primary mission of our program is to acquire and renovate distressed residential real estate (REOs, short sales and shadow inventory), and in the process convert undesirable housing into desirable homes that create added value. Our renovated homes are available for owner-occupants to purchase and as rentals for tenants. We have earned a reputation of success by using private capital to purchase “as is” houses, renovating the houses with local quality vendors and products, then leasing or selling the finished homes to members of the community at a fair market price. Our goal is to bring value back to local communities. Through our unique process, we revitalize neighborhoods while improving neighbor morale and pride of ownership by transforming vacated houses that have become eyesores, into newly renovated homes with attractive curb appeal. These about the properties. At the same time, we help to methodically renovate and reintegrate poorly maintained distressed housing inventory back into the marketplace, while enhancing

Part 7 of 8 “Invisible Link”

Testa Capital Group is an Orange County, California, corporation dedicated to revitalizing neighborhoods and enhancing communities. Our Residential Reinvestment Program® creates liquidity for sellers through our acquisitions, job opportunities through our renovations, investment vehicles funded with private capital, renovated homes that are well located and attractively priced, and stronger communities through the reintegration of our renovated homes. The primary mission of our program is to acquire and renovate distressed residential real estate (REOs, short sales and shadow inventory), and in the process convert undesirable housing into desirable homes that create added value. Our renovated homes are available for owner-occupants to purchase and as rentals for tenants. We have earned a reputation of success by using private capital to purchase “as is” houses, renovating the houses with local quality vendors and products, then leasing or selling the finished homes to members of the community at a fair market price. Our goal is to bring value back to local communities. Through our unique process, we revitalize neighborhoods while improving neighbor morale and pride of ownership by transforming vacated houses that have become eyesores, into newly renovated homes with attractive curb appeal. These about the properties. At the same time, we help to methodically renovate and reintegrate poorly maintained distressed housing inventory back into the marketplace, while enhancing

Part 6 of 8 “Exit Strategy”

Testa Capital Group is an Orange County, California, corporation dedicated to revitalizing neighborhoods and enhancing communities. Our Residential Reinvestment Program® creates liquidity for sellers through our acquisitions, job opportunities through our renovations, investment vehicles funded with private capital, renovated homes that are well located and attractively priced, and stronger communities through the reintegration of our renovated homes. The primary mission of our program is to acquire and renovate distressed residential real estate (REOs, short sales and shadow inventory), and in the process convert undesirable housing into desirable homes that create added value. Our renovated homes are available for owner-occupants to purchase and as rentals for tenants. We have earned a reputation of success by using private capital to purchase “as is” houses, renovating the houses with local quality vendors and products, then leasing or selling the finished homes to members of the community at a fair market price. Our goal is to bring value back to local communities. Through our unique process, we revitalize neighborhoods while improving neighbor morale and pride of ownership by transforming vacated houses that have become eyesores, into newly renovated homes with attractive curb appeal. These homes are then leased or sold, and are occupied by new neighbors who care about the properties. At the same time, we help to methodically renovate and reintegrate poorly

Part 8 of 8 “Seizing the Opportunities”

Testa Capital Group is an Orange County, California, corporation dedicated to revitalizing neighborhoods and enhancing communities. Our Residential Reinvestment Program® creates liquidity for sellers through our acquisitions, job opportunities through our renovations, investment vehicles funded with private capital, renovated homes that are well located and attractively priced, and stronger communities through the reintegration of our renovated homes. The primary mission of our program is to acquire and renovate distressed residential real estate (REOs, short sales and shadow inventory), and in the process convert undesirable housing into desirable homes that create added value. Our renovated homes are available for owner-occupants to purchase and as rentals for tenants. We have earned a reputation of success by using private capital to purchase “as is” houses, renovating the houses with local quality vendors and products, then leasing or selling the finished homes to members of the community at a fair market price. Our goal is to bring value back to local communities. Through our unique process, we revitalize neighborhoods while improving neighbor morale and pride of ownership by transforming vacated houses that have become eyesores, into newly renovated homes with attractive curb appeal. These homes are then leased or sold, and are occupied by new neighbors who care about the properties. At the same time, we help to methodically renovate and reintegrate poorly

John McCain: Rally 10/18/08

John McCain Rally Woodbridge, VA – 10/18/08 TRANSCRIPT: JOHN MCCAIN: We need to buy up bad mortgages and refinance them at a new level, so you can afford to stay in your home and realize the American dream. So if your neighbor defaults, he doesnt bring down the value of your house with him. We got to save the American dream and keep people in their homes. This administration is not doing that. LABEL: JM VA 10-18 (LR#13) UCG ClipE If youd like to acquire a high res version of this clip, VISIT: issuealliance.box.net To download this entire event, issuealliance.box.net

CEO bailouts? How about the homeowners?

The housing crisis is not just a problem for families facing foreclosure it is a problem for every homeowner in America. As long as foreclosures persist, home values will keep going down, and everyone loses. We are collecting stories from people all over the country who have been hit by the housing crisis so we can show what is really happening on Main Street and we need your help. Have you been affected by the housing meltdown? Foreclosed on? Underwater? Trapped in a predatory loan? Do you know anyone else whose life has been turned upside down by the collapse of the real estate market? Record your story, or the story of a friend, family member, co-worker, or neighbor, and send it to us. Learn more at fightingforourhomes.com.

NeighborWorks Waco – PEARLS Program

NeighborWorks Waco was recently awarded .1 million by the Texas Department of Housing and Community Affairs as part of their NSP (Neighborhood Stabilization Plan). The NSP program provides funds to purchase foreclosed or abandoned homes and to rehabilitate, resell, or redevelop these homes in order to stabilize neighborhoods and stem the decline of neighboring home values. The grant award plays a significant role for NeighborWorks Wacos PEARLS (Purchase-Efficient-Affordable Properties-Rehab-Lease-Sell) program, which aims to acquire 40 properties by Fall 2010 and lease them with an option to purchase. NeighborWorks Waco has acquired 20 properties as of October 2009, with nearly all rented or currently being rehabbed.

Is your Homeowner’s Associations helping or hurting your neighborhood? A lot of people don’t think about about their HOA till they are trying to sell their home and have to consider this neighborhood government and how it affects their resale value. Suddenly, you look at the foreclosures around you and then come to find out how many liens from the HOA are on these properties and when they were placed. How does your HOA spend your money….could it be on frivolous lawsuits? Please place your comments and your own experiences so that it may help others…

Lathrop Homes Rally-October 2008

Why are these units vacant? shouted Cynthia Scott, as she gestured behind her to the boarded-up apartments at the low-rise Lathrop Homes public housing development. Keeping these units empty, in the midst of an economic and housing crisis, is a terrible waste. CHA, open them up for people who need housing! Scott, a member of the Lathrop Leadership Team, spoke to 200 residents and supporters at a rally October 23. Under the Teams proposal, CHA could house families, including military veterans with children who need affordable housing. That would generate rental income, keep Lathrops buildings in good condition and prevent crime by leasing the units. Today, 600 of Lathrops 900 units are empty. In 1999, when CHA began its Plan for Transformation of public housing, it listed Lathrop as TBD to be determined. Nine years later, there is still no plan. Meanwhile, the CHA has refused to lease any new units. But many units are still in good shape. Leasing 300 of the empty units now would be a positive first step toward the long-term revitalization of Lathrop Homes, community leaders said. The Lathrop Leadership Team, a coalition of residents and agency leaders organized by LSNA to preserve the affordable Lathrop apartments, has championed a vision for the development as a mix of public housing, affordable rental and affordable home ownership without market rate. Lathrop is surrounded by market rate homes. Theres no need for more condos here, said Juanita Stevenson, president of the

This house was a major Oak Park fixer. It actually sold in 2010 for 00, which was the lowest sales price in all of Sacramento County for the year. There was indeed a reason why this one sold so low. It was unsafe, had a fire, and there were numerous code violations too. This house has been completely remodeled from the studs up as well as added on to with a permit and everything done strictly to Sacramento County Code and acceptable to FHA standards. This property was rehabbed in conjunction with the Neighborhood Stabilization Program (NSP) through SHRA. The sales price will be the appraised value, so you know you’re going to get a fair deal. The buyers have to be first-time homebuyers and there are income restrictions. Call Housing Group Fund for details at 916-548-2524. This video was shot by Ryan Lundquist of www.LundquistCompany.com. Edited on Sony Vegas. Shot with Flip Camera.

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